James Garfinkel

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How to Save For College or Retirement with Less Volatility

21st December 2011
It is a common misconception that two portfolios with equal average annual returns will produce equal results over time. In fact, a portfolio with lower volatility will create more wealth over time than a more volatile portfolio with exactly the same ave... Read >

Using Juvenile Life Insurance to Save for College

07th July 2011
According to a recent article in the New York Times, the amount of estimated total US student debt is expected to hit $1 trillion in 2011. “The student debt crisis will not recede as long as college costs exceed average annual increases in household inco... Read >